"Who Else Wants to Know How I Got Negative Items DELETED from My Credit Report & Raised My Credit Score 180 Points?"

Call 1-800-496-3604 for a Free Credit Consultation to See How Lexington Law Can Help You!

Want Proof?  You Got It!

My Credit Scores at the Time I Got Denied Credit:

My Credit Scores 2 Months Later:

Letter from Equifax:

Letter from Trans Union:

Letter from Experian:

If you are sick of getting denied when you apply for loans, it’s time to give Lexington Law a call:

1-800-496-3604

Credit repair is a mystery to the regular consumer. We have a difficult enough time getting the credit card companies to move our due dates or possibly forgo the occasional late payment. We don’t speak the credit company’s language, nor are we educated on the credit laws that protect consumers. The three credit reporting bureaus are no help as they are not in the business of sympathizing with debtors.

There are many ‘non profit’ credit consulting companies that offer counseling. They are many times sponsored by the credit card companies themselves and do not have your best interests in mind. A typical strategy a credit counseling company will offer is to consolidate your bad debts and pay them off. Despite the fact that you continue to make payments on the debt, the credit card companies report the debt as compromised or show short payments on your credit reports. Clearly, the consumer does not benefit from that arrangement.

There are many do it yourself credit repair packages that are available on the internet. While their methods are sound, they offer a ‘one size fits all’ solution to your unique credit situation. After spending a few hundred dollars on one of these programs, you spend countless hours drafting form letters to your creditors and credit reporting agencies demanding that your credit file be modified. As a general rule, the credit card companies are not responsive to such requests as it is obvious they are dealing with an amateur.

The quickest and most efficient method of repairing your credit is by hiring the services of a legitimate credit repair company or law firm that specializes in credit repair. They are highly skilled negotiators, who get the attention of credit card companies. Furthermore, credit card companies spend more money responding to letters from lawyers because they utilize their in-house legal department and not the collection department. This provides additional incentive to quickly resolve your issues.

I hired Lexington law firm to repair my credit report. Unlike the credit card companies, Lexington law firm treated me with respect. They did not judge me for my past credit problems. Instead, they empowered me to utilize the credit reporting and consumer protection laws in my state to quickly improve my credit score and get my life back on track again.