"Who Else Wants to Know How I Got Negative Items DELETED from My Credit Report & Raised My Credit Scores 180 Points?"

Southern Californians hit hard by the economic recession have a reliable place to turn to find a California bankruptcy lawyer. The Lexington Law Group, founded by California lawyer Michael Shemtoub, stands ready to help clients become debt free and avoid foreclosure. The Lexington Law Group has acquired a reputation within the legal world for a high standard of ethics and satisfaction of its clients.

Clients of the Lexington Law Group have a chance to learn how to rebuild their lives after a Chapter 13 bankruptcy or Chapter 7 bankruptcy. Lawyer-led seminars are offered to clients of the Lexington Law Group, which include law updates, practical tips, and how to rebuild credit after bankruptcy. When clients build a relationship with a Chapter 7 bankruptcy attorney or a Chapter 13 bankruptcy attorney at the Lexington Law Group, they build a long-term relationship that will last even after the bankruptcy process is over.

Whether seeking a Chapter 7 bankruptcy lawyer or a Chapter 13 bankruptcy lawyer, the attorneys of the Lexington Law Group have the experience and professionalism to see your case through to a successful conclusion.

As one San Diego client, Janet Marlow, states, the California bankruptcy attorney she hired from the Lexington Law Group was “VERY knowledgeable about the law” and provided “great customer service”. Marlow, like many hard-working Californians, was facing repossession due to a build-up of unexpected medical bills. Now stress free, she credits the Lexington Law Group for helping her out of a sticky situation.

San Jose resident, Margie Anderson, echoes Marlow’s words. Facing foreclosure, her California bankruptcy attorney was Lexington Law Group founder, Michael Shemtoub. “He worked really hard on my case,” said Anderson. She went on to call Shemtoub a “true professional!”

You can contact Lexington Law Group (877) 427-2752 for more information and to schedule a free consultation with one of the California bankruptcy attorneys.

What is a bankruptcy?

A Bankruptcy is a federal court order obtained by a debtor (individual or corporation) to obtian protection from creditors. Traditionally whenever a person is unable to pay his or her debts they “voluntarly” file bankrtuptcy declaring their inability to repay their debts.

How does a bankruptcy affect your credit rating?

After filing a bankruptcy, the majority of your creditors will write off the debts and report the accounts as “included in bankruptcy” on your credit reports. However more than likely a few accounts will still have an overdue and open status, and or balances.

The actual bankruptcy public record will stay on your credit report for 10 years from the filing date. The credit report should be updated to include the discharge date of your bankruptcy as well. This is not always the case.

Having negative and inaccurate information on your credit report after filing bankruptcy will add to the damage that your credit score has already taken from filing. It is your responsibility to repair your credit reports so that they are accurate.

What are your credit repair options after bankruptcy?

Essentially you have two options when dealing with a bankruptcy on your credit reports. You can handle cleaning and repairing your own credit report or you can hire an expert. Anyone can repair their own credit with enough information and time. If you do not want to learn the ins and outs of the consumer credit laws you should seek out the help of a professional credit repair company.

If you are interested in repairing your credit yourself check out this credit repair self help guide.

Which credit repair company should I hire?

We recommend Lexington Law Firm. Lexington Law Firm has been in business for over 19 years. They have served over ½ a million clients in that time. The shear amount of negative items they have removed in that time is staggering. In fact, they removed 1,013,469 negative items from their client’s credit reports in 2009! Here are some of their statistics from last year:

Items removed from credit reports:

* Bankruptcies 9,713
* Charge Offs 158,531
* Collection Accounts 485,147
* Foreclosures 2,567
* Judgments 28,564
* Late Payments 213,538

You can visit Lexington Law or Call 800-496-3604 to speak with a credit professional from Lexington law about your situation now.